Most pleasant time working with Mr. Soria. Very kind and helpful. He helped me in 2020 and now in 2025 I needed documents and he was right there to help me out. If you need an awesome Bankruptcy Lawyer give him a call. You will not be disappointed. Thank you again Mr. Soria.
Robert SaenzLocal Guide
I can’t say enough good things about Jose Soria! You can tell right away that he’s been doing this for a long time. He knows the courtroom inside and out. What really impressed me was how all the judges and other attorneys seem to know and respect him which was reassuring. Most importantly, he genuinely cares about his clients. If you’re looking for a bankruptcy lawyer in San Antonio who combines real experience with a heart for helping people, Jose is your guy!
Crystal SLocal Guide
He was on point. I sat with him and discussed how I got here. He said something I will never forget. He is a man first who also happens to be a lawyer. I gave him my money, post haste! So, try him out… tell him your story and I think you will feel safe.
Jose FigueroaLocal Guide
Jose Soria is an honest, helpful Lawyer. I got immediate help and heartfelt advise from him. He is very professional and extremely knowledgeable. I highly recommend him, he should be your first call.
Lynette JayLocal Guide
Jose Soria truly cares about his clients and goes above and beyond for them. He makes the legal process seamless and stress free. Also, he’s very experienced so you can tell he’s really comfortable in the courtroom. If you need a Bankruptcy attorney, he’s the one!
Lauren LopezLocal Guide
I just want to thank Attorney Jose Soria. He was a blessing and very professional. I was referred to him for a Chapter 13 Bankruptcy case. He was honest about my situation and helped me with advice on what I should do. I didn’t need to file another bankruptcy, and he advised me to contact my mortgage company. Instead of taking my money, he was very knowledgeable and professional. You don’t find people like him very often anymore. If you need a bankruptcy attorney who is honest and professional, I highly recommend Mr Soria. Thank you, Mr Jose Soria, you have been a blessing to our family. We have been able to keep our vehicle and home.
April Galvan
Was very helpful and explained my options very well.
Julie RodriguezLocal Guide
Good Lawyer I’ll recommend for divorce, bankruptcy, etc..
If you’re drowning in credit card debt, facing medical bills from an unexpected illness or injury, or experiencing constant creditor harassment, our San Antonio Bankruptcy Lawyer, Jose Soria, can provide immediate relief. When monthly payments consume most of your income and balances keep growing despite your efforts, it’s time to consider a fresh start that eliminates these burdens permanently.
LIFE CHANGES & HARDSHIPS
When Life Events Destroy Your Finances
Major life disruptions like job loss, divorce, or reduced income can instantly transform manageable debt into an impossible burden. When circumstances beyond your control have created financial chaos that threatens your family’s stability, help from our experienced bankruptcy attorney and team offers a legal pathway to rebuild and protect what matters most to your future.
ASSET PROTECTION CRISIS
When Creditors Threaten What You Own
If you’re facing foreclosure threats on your home, wage garnishment from your paycheck, bank account seizures, or business failure affecting your personal finances, immediate action is crucial. Our firm is home to an experienced San Antonio Bankruptcy Lawyer who can immediately stop these collection actions, providing you with breathing room to reorganize your finances and safeguard your essential assets under Texas law.
WHY CHOOSE US?
WHY CHOOSE US?
When crushing debt threatens your future, you need a bankruptcy attorney who understands your struggle and knows how to protect what matters most. We help San Antonio families and businesses eliminate debt and rebuild their financial lives.
100% Bankruptcy Practice – Unlike general practice attorneys, we focus exclusively on bankruptcy law. This specialized expertise means you get a bankruptcy attorney from San Antonio who knows every nuance of the bankruptcy code and local court procedures.
Former Attorney General’s Office Experience – Attorney Jose Soria brings 20+ years of courtroom experience and deep legal knowledge to protect your interests throughout the bankruptcy process.
Bilingual Attorney – Fluent Spanish and English services ensure clear communication about your complex financial situation. Se Habla Español.
Transparent Flat Fees – No surprise billing. You’ll know exactly what your bankruptcy will cost upfront, with affordable payment plans available.
Free Consultation – Discuss your options with no obligation. We’ll review your debts, income, and assets to determine the best path forward.
BOOK NOW
SCHEDULE A FREE CONSULTATION
(210) 549-8049
SCHEDULE A FREE CONSULTATION
(210) 549-8049
OUR BENEFITS
THE UP-FRONT, FIXED FLAT FEE FOR YOUR BANKRUPTCY FILING WILL INCLUDE THE FOLLOWING
A free consultation with our experienced lead San Antonio bankruptcy lawyer. Review and preparation of all of the necessary bankruptcy case schedules, declarations, and statements of financial affairs.
1 on 1 access to your bankruptcy attorney, who answers your calls and makes the law easy to understand.
Your experienced Bankruptcy Lawyer guides and accompanies you to the 341 meeting (also known as the meeting of creditors).
Free legal representation in pending state court litigation while your bankruptcy case is being prepared.
Negotiation and review of reaffirmation agreements (cars, boats, etc.).
We do everything we can to protect your assets – helping you keep your home, car, and retirement accounts using Texas’s favorable exemption laws.
PERSONAL BANKRUPTCY
Overwhelming debt doesn’t have to control your life. Whether you’re drowning in credit card bills, facing medical debt from an unexpected illness, or struggling to keep up with monthly payments, bankruptcy may be the fresh start you need to protect your family’s future.
Chapter 7 Bankruptcy – Complete Debt Elimination
If you qualify, Chapter 7 can completely eliminate most unsecured debts in just 3-4 months, including:
Credit card debt
Medical bills
Personal loans
Utility bills
Payday loans
Most people keep their home, car, and essential belongings through Texas’s generous exemption laws.
Chapter 13 creates a manageable 3-5 year payment plan that allows you to:
Stop foreclosure and save your home
Catch up on missed mortgage payments
Reduce certain debts significantly
Keep valuable assets like vehicles and property
End wage garnishments immediately
Don’t let another sleepless night pass worrying about money. Our proven system and experienced attorney will guide you through every step, ensuring you understand your options and feel confident about your financial future.
Your small business represents years of hard work, dreams, and sacrifice. When cash flow problems, unexpected expenses, or economic downturns threaten everything you’ve built, you need an experienced San Antonio business bankruptcy lawyer who understands both business challenges and legal solutions – whether that’s saving your business through reorganization or closing with dignity while protecting your personal assets.
Chapter 7 Business Bankruptcy – Strategic Closure
When continuing operations isn’t viable, Chapter 7 provides an orderly business closure that:
Liquidates business assets to pay creditors
Eliminates remaining business debts
Protects your personal assets (when properly structured)
Ends collection actions and lawsuits immediately
Allows you to move forward without business debt following you
Chapter 13 for Sole Proprietors – Business Reorganization
If you operate as a sole proprietorship, Chapter 13 can help you:
Create a manageable 3-5 year payment plan for business debts
Stop foreclosure on business property
Reduce certain debts while keeping operations running
Protect business equipment and inventory
Reorganize both business and personal debts together
